The Money Therapist

Money Quiz


Got a minute? *Take the Money Quiz to assess your financial health and find out how The Money Therapist* can help you.**
1: "I deserve it." "I earned it." "Why not, I work hard." Have you said any of these to yourself as a reason for spending?	Yes No
2: Do you spend more than you earn in a month?	Yes No
3: Do you save 2 percent or more of your monthly earnings?	Yes No
4: Do you shop because you're angry, depressed or bored?	Yes No
5: Do you find yourself buying things on impulse or because they're on sale?	Yes No
6: Do you worry about money most of the time?	Yes No
7: Has living paycheck-to-paycheck become a normal routine for you?	Yes No
8: Do you pay only the minimum payment due on your credit cards?	Yes No
9: Does it feel as if you're always late paying your bills?	Yes No
10: Are you worried that your spending habits are jeopardizing your future?	Yes No
11: Are you consistently late paying your bills, or do you continually make late payments on your credit card balance?	Yes No
12: Are your credit cards close to being maxed out?	Yes No
13: Do you owe money to multiple credit accounts?	Yes No
14: Have you opened multiple credit card accounts in the past 12 months?	Yes No
15: Have you requested your credit report in the past 12 months?	Yes No
16: Do you shred preapproved credit card applications?	Yes No
17: Do you carry your social security card or number in your wallet?	Yes No
18: Is your social security number or driver's license number printed on your checks?	Yes No
19: Do you review your credit card statements every month?	Yes No
20: Do you have a contingency fund for emergencies?	Yes No
21: Do you have a pension plan, such as a 401(k) or 403(b)?	Yes No
22: Do you worry that you don't have enough money to save and still enjoy life?	Yes No
23: Do you invest or have an IRA?	Yes No